Proudly serving drivers in Houston, Texas, Archer Kia is a leading Kia dealership with top-notch Kia financing services available for local drivers. If you’re eager to get your hands on a Kia vehicle but are concerned about financial obstacles standing in the way, you can count on our Kia financing experts to provide you with the guidance you need. At Archer Kia, we provide affordable auto financing solutions for all Houston, TX drivers. Whether you have you have an impeccable credit history or a less-than-perfect credit score, we’ll help you obtain the low auto loan rates you deserve. We also offer a wide array of Kia lease options for those drivers who prefer an auto lease over a full-on purchase; one of our friendly auto finance representatives would happily discuss the benefits of each with you. At Archer Kia, we believe that it is your right to have a driving experience you enjoy, and with the assistance of our auto financing professionals, we’re confident that we can help make it happen. Call us today to schedule an appointment at our Houston, TX auto finance center!

 
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Finance Department

The Basic Components of an Auto Loan from Archer Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.

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Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Houston, TX | Sugar Land, TX | Missouri City, TX

Archer Kia offers a wide array of vehicles, from the cost-effective Kia Forte to the luxurious Kia K900. If you’re a parent looking for the ideal family vehicle, the tech-savvy Kia Sedona is an excellent pick, as is the value-oriented Kia Sorento with its upscale interior. When it comes to making the most of your I-10 commute, the value-packed Kia Optima and spacious Kia Sportage are both great picks, while the Kia Soul will certainly inject some fun into your commute with its quirky-yet-practical design. No matter what you’re looking for, our Kia financing services will help to make your dream a reality! Visit our Houston, TX Kia dealership today to learn more!

How to Apply for Kia Financing at Archer Kia

Ready to finance your next vehicle? You can apply for online credit approval right now with just the click of a button. Through our website, you can also value your trade-in and calculate monthly auto payments. If you’re ready to dive right in, you can give us a call or stop by in person at our Houston, TX Kia financing center today to learn more!


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