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Archer Kia near Missouri City, Texas is home to a financing team ready to get you into your dream Kia vehicle at a dream price. Contact our seasoned financing professionals today to learn more about all of our Kia financing services. Whether you’re on the hunt for a great deal, or just interested in visiting a Kia dealership with a pressure-free environment, you’ve come to the right place. We're proud to offer affordable solutions, Kia-exclusive savings offers, low auto loan rates, repair financing, and more! Explore each Kia financing offer today by reaching out to our friendly financing team.

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(888) 277-8184

Finance Department

The Basic Components of an Auto Loan from Archer Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Houston, TX | Sugar Land, TX | Missouri City, TX

We understand that financing is only a small part of the equation when it comes to getting behind the wheel of a new car. At our Kia dealership near Missouri City, TX, we’ve come prepared. Iconic, fun-loving models like the Kia Optima sedan are here to get you from A to B with style and comfort. The Kia Soul turns a compact crossover vehicle into a spacious, efficient, and commuter-friendly option to drivers of all kinds. There’s also the Kia Sedona, a blend of functionality and fun that’s ideal for a vibrant ride that keeps the entire family safe and comfortable. Get pre-approved for an auto loan and schedule a test drive by contacting Archer Kia today!

How to Apply for Kia Financing at Archer Kia

To get started on the road to financing your next Kia car, crossover, or minivan, call the finance center at Archer Kia near Missouri City, TX today! Our financing team will work with your credit history and budget to find a Kia financing or leasing option, to ensure you find a plan that you feel comfortable with. Give our team a call today if you have any questions. We're happy to help!

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Dealership Hours
Mon - Sat9:00am - 9:00pm